HDFC FlexiPay at BatteryBhai.com
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HDFC FlexiPay

Features of FlexiPay

  • Anytime Anywhere credit available 24*7:Enjoy the convenience of availing a credit line from Rs. 2,000 up to Rs. 60,000 instantly.
  • No Hidden Fees/Processing Fees/ Convenience Fees
  • Flexible Repayment Tenures:Choose any repayment schedule starting from 15 days to as long as 90 days.
  • 15 days- No extra cost Period:Offer no interest period to your customer for 15 days with HDFC Bank FlexiPay.
  • Repayment Schedule:The due amount is automatically debited from your existing HDFC Bank Savings or Current Account.
  • Bullet Repayment: Pay only interest amount initially as monthly instalment and principal amount on the last day of your desired tenure

 

Eligibility Criteria

The eligibility criteria for FlexiPay- Buy Now, Pay Later is:

  • Minimum Loan Amount: Rs. 2,000
  • Maximum Loan Amount: Rs. 60,000

 

Fees and Charges

Tenure ROI Per Annum Convenience Fee
15 days 0% Nil
1 Months Rs.70 per month for transaction of Rs.3000 Nil
2 Months Rs.70 per month for transaction of Rs.3000 Nil
3 Months Rs.70 per month for transaction of Rs.3000 Nil

 

  • Auto Debit return penal interest:

    A 2% interest rate plus GST at 18% is applicable subject to change as per the Government’s instruction, subject to a minimum of Rs.450 shall be levied.
  • Late Payment Fee:

    Non-payment or partial repayment of the outstanding amount will attract a late payment penalty of 3% plus GST at 18%, subject to change as per the Government’s instruction on the total outstanding due.
  • Pre Closure Charges:

    Pre-closure of the FlexiPay service will currently attract a charge of 4% on the balance principal outstanding plus GST at 18%, subject to change as per the Government’s instruction
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